After getting a broad overview of how ID theft protection works, it’s time to identify the top companies that provide this service. We’ve explored many different options on the market, and our evaluation method helped us pinpoint the best ones. Here’s how we picked and rated the companies that will keep your identity safe.
First things first. What can the company do for you? We analyze different methods of protection that not only cover credit cards but everything from your Social Security login to your social media accounts.
The best ID theft protection companies should at the very least offer three-bureau reporting, identity monitoring, as well as bank monitoring. In other words, your identity should be protected with several layers of security. A good service will try to prevent any misuse via its monitoring tools, report any findings, and alert you immediately if there is any activity. Dark web surveillance should also be included in the package. Of course, if there are any additional services provided free of charge, that’s only a plus.
Reimbursements and Other Coverage
The truth is that identity theft protection and prevention isn’t always possible, especially if your ID was already compromised. For example, someone might have doxxed you on a public forum or you were carded while shopping. Whatever the case, if there are any financial costs, you’ll want to get reimbursed. Since this is insurance for your identity, each service provides some level of reimbursement, oftentimes with specific limits depending on the chosen plan.
In addition to services that guarantee material compensation, we highly value companies that provide lawyers and other legal help to customers. Some of the best identity theft protection services include this sort of assistance with all their plans.
It goes without saying that the service must be affordable because potential customers are always on the hunt for a better deal. Therefore, we analyze the different plans, the prices, and what’s included in the offer. If it’s good value for money, the service gets a recommendation from us. Those with family discounts get extra marks.